Welcome to Stone Point Life Associates LLC’s (referred to as “Stone Point Life Associates,” “we,” “us,” or “our”) Terms and Conditions. Before you begin to use https://stonepoint.life/, please review all the terms herein below of our Terms & Conditions Agreement (“Agreement”).

Acceptance of Terms

IMPORTANT! PLEASE READ CAREFULLY. THIS IS A CONTRACT. BY USING THIS WEBSITE AND THE SERVICES OFFERED ON THIS WEBSITE, YOU ACCEPT ALL TERMS AND CONDITIONS OF THIS AGREEMENT. YOUR ACCESS AND USE OF THIS WEBSITE OR SERVICES CONSTITUTE YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. If you disagree with any of the terms that follow, or do not agree to be bound by all such terms, do not use this Website or any of its related services. These Terms and Conditions are to be read in conjunction with our Privacy Policy, which is incorporated herein by reference.

About This Site

This Website is part of Stone Point Life Associates LLC’s network. Stonepoint.life is an online service, specializing in providing insurance quotes, enrollment options, and connecting insurance shoppers with professionals who can assist them. Stone Point Life Associates does not endorse any particular insurance plan, provider, or agent. Any information provided about any particular insurance plan, provider, or agent shall not be construed as an endorsement by Stone Point Life Associates.

Personal and Noncommercial Use Limitations

Considering your use of the Site and Services, you agree to provide true, accurate, and current information about yourself as prompted by the required registration forms. This site is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or service found on or obtained from the site, provided that you may download, reproduce, and retransmit Stone Point Life Associates information solely for non-commercial purposes within your organization. Except for the foregoing limited authorization, no license or right in any copyright of Stone Point Life Associates or any other party is granted or conferred to you. Copyright and Proprietary Rights Information The site may contain technical inaccuracies, typographical errors, or omissions. Stone Point Life Associates reserves the right to make changes, corrections, and/or improvements to the Site and the Services, products, and programs described in such information at any time without notice. This Site contains and references trademarks, patents, trade secrets, technologies, products, processes, or other proprietary rights of Stone Point Life Associates. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes, and other proprietary rights of Stone Point Life Associates and/or other parties is granted to or conferred upon You. Third-party logotypes, brand marks, and service marks are the property of their respective owners. We retain all rights, titles, and interest in and to our Site and Services, including all content, data, materials, specific implementations of XHTML, CSS, and other code, the look and feel of the design, and all other aspects of the trade dress of this Site, and retain all intellectual and property rights therein.

Use of our services by you does not grant you ownership of our services, and any commercial use or exploitation of the service by you is expressly prohibited. You may not exploit, copy, redistribute, or reproduce any aspect of our services. We reserve all the rights to our site contents. At our discretion, we may change the site’s contents, restrict access to specific sections of the site, or discontinue any aspect of the site or services, including, but not limited to, content, features, hours of availability, without notice or penalty.

Your Use of The Service

You warrant and agree that, while using our services, you will not do any of the following:

- Impersonate any other person or entity

- Submit any information of a third party without that party’s understanding and express consent

- Submit false or misleading information

- Exploit our services for any commercial reason, including predatory litigation

- Engage in any activity prohibited under the CAN-SPAM Act

- Restrict others from making use of our services

- Upload or attempt to upload any computer virus, malicious computer code, file program, or any other digital property

- Commit any action that interferes with, blocks, or otherwise harms our services

SMS Communication

SMS Consent Communication: The phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications: If you have consented to receive text messages from Stone Point Life Associates LLC, you may receive messages related to the following:

- Insurance Products

- Insurance Services

- Follow-up messages

- Appointment reminders

Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 3 weekly SMS messages related to insurance products, insurance services, follow-up messages, or appointments.

Potential Fees for SMS Messaging: Please note that standard message and data rates may apply depending on your carrier’s pricing plan.

Opt-In Method: You may opt-in to receive SMS messages from Stone Point Life Associates LLC by submitting the online form.

Opt-Out Method: You can opt out at any time by replying “STOP” to any SMS message. Alternatively, you can contact us directly at 888-294-2124 or email [email protected] to request removal.

Help: If you are experiencing issues, reply with the keyword HELP or contact us at 888-294-2124 or [email protected].

Standard Messaging Disclosures:

Message and data rates may apply.

You can opt-out at any time by texting “STOP.”

For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.

Message frequency may vary.

Third-Party Sites

This site may contain links to sites that third parties control. These linked sites are not under the control of Stone Point Life Associates, and Stone Point Life Associates is not responsible for the contents of any linked site or any link contained in a linked site. These links are provided only as a convenience, and their inclusion does not imply endorsement by Stone Point Life Associates.

Governing Law

Any disputes arising out of or related to the Site shall be governed, construed, and enforced by the laws of the State of Florida, applicable to contracts entered into and to be performed entirely within the State of Florida.

Arbitration and Concerted Action Waiver

Any dispute arising out of or related to the Site or Services shall be settled through arbitration administered by the American Arbitration Association (“AAA”) under its rules. The arbitration shall take place in Florida. Both parties agree to abide by and perform any award rendered by the arbitrator(s), and a judgment of any court having jurisdiction may be entered on the award.

Further, arbitration must be on an individual basis. Neither you nor we may join, consolidate, or form a class in arbitration or litigation.

You may reject the Arbitration and Concerted Action Waiver agreement by sending written notice of rejection within 30 days of using this site. Notices must be sent by certified mail to: Stone Point Life Associates LLC, 7801 N Federal Hwy Bldg 22-104 Boca Raton, Florida 33487.

Disclaimer of Warranties

Our services are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the use of the site or services.

[Same warranty disclaimers as original apply, updated with “Stone Point Life Associates” throughout.]

Limitation of Liability

WE SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER… [same language, updated with Stone Point Life Associates].

Indemnification

You agree to indemnify and hold harmless Stone Point Life Associates LLC (and its directors, officers, employees, subsidiaries, agents, and affiliates) from any and all claims, liabilities, costs, and expenses, including attorneys’ fees, due to or arising from your misuse of the service.

Other

If any provision of these Terms and Conditions is found to be invalid, the remaining provisions remain in full force. These Terms and Conditions constitute the full agreement between You and Us.

Changes and Updates

We reserve the right to update these Terms and Conditions and our Privacy Policy at any time. Updated copies will always be posted on stonepoint.life.

Contacting Us

If you have any questions about Stone Point Life Associates LLC, this Website, Our Service, our Privacy Policy, or our Terms and Conditions, you may contact us:

888-294-2124
[email protected]
https://stonepoint.life

We will retain your information as long as your account is active or as needed to provide services.